All AAA-rated bonds with a mandatory 5-year lock-in period, non-transferable, cannot be used as collateral during the lock-in period.
Minimum ₹20,000 to maximum ₹50 lakhs per financial year per PAN.
Interest earned annually on the bonds is taxable as per the investor's income tax slab.
Predefined rate of interest at 5.25% per annum, not affected by market fluctuations.
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